Gruzzolo

Gruzzolo turns saving into an honest game: it rewards only money you actually set aside and keep there. The interface is available in English and Italian.

How it works
• Pick a goal and a regular commitment, weekly or monthly.
• Log deposits by hand, or import your bank statement.
• The commitment is net of withdrawals: depositing and taking it straight back does not count.
• Each period you hit extends your streak. A joker covers one missed period.

Rewards
• 14 collectible medals, each in bronze, silver and gold.
• Three new missions every period.
• Levels, personal records and one medal to keep on display.
• No random rewards: everything depends on what you do.

Spending
• Reads the N26 PDF statement (Italian-language statements) and the Revolut CSV export.
• Shows categories, merchants, recurring subscriptions and where you can act.
• Monthly caps per category: what is left under a cap can be moved to savings.

Privacy
• The app does not request the Internet permission: it cannot send anything.
• Files are read on the phone. Only the transactions are stored, without IBANs.
• No ads, no tracking, no account.
• Backup to a file you choose.

What it does not do
Gruzzolo does not move money and does not connect to your bank. It is not affiliated with N26 or Revolut.

The interface is now available in English, which is the default. Italian is used on devices set to Italian, and the language can be changed in the settings.
The withdrawal screen now explains correctly that an early withdrawal can make a period no longer count, and that points, streak and level are then recalculated.