Piggsy

Create multiple piggy banks for anything you’re saving for, whether it’s a trip, a new gadget, or a rainy-day fund. Each piggy bank can have its own currency, optional deadline, and short description.

The biggest advantage is that the app isn't tied to your actual balance. Think of it as a detailed visualization of your goals, not a friction making it difficult to transfer money between accounts when you need to change your plans. You just get to know how much money you can spend, everything else is up to you.

Add or subtract money as needed and keep a record of all your transactions. You can also add short notes to transactions to keep track of details. Automatic backups will keep your data safe behind the scenes.