Gruzzolo

Gruzzolo turns saving into an honest game: it rewards only money you actually set aside and keep there. The interface is available in English and Italian.

How it works
• Pick a goal and a regular commitment, weekly or monthly.
• Log deposits by hand, or import your bank statement.
• The commitment is net of withdrawals: depositing and taking it straight back does not count.
• Each period you hit extends your streak. A joker covers one missed period.

Rewards
• 14 collectible medals, each in bronze, silver and gold.
• Three new missions every period.
• Levels, personal records and one medal to keep on display.
• No random rewards: everything depends on what you do.

Spending
• Reads the N26 PDF statement (Italian-language statements) and the Revolut CSV export.
• Shows categories, merchants, recurring subscriptions and where you can act.
• Monthly caps per category: what is left under a cap can be moved to savings.

Privacy
• The app does not request the Internet permission: it cannot send anything.
• Files are read on the phone. Only the transactions are stored, without IBANs.
• No ads, no tracking, no account.
• Backup to a file you choose.

What it does not do
Gruzzolo does not move money and does not connect to your bank. It is not affiliated with N26 or Revolut.